Personal Loans
Home Equity Loans
The First National Bank of Elmer offers a complete line of loan products available, at the lowest rates available. We take pride in providing fast and friendly service. The Bank’s Loan Department is fully staffed with experienced professionals ready to understand your borrowing needs and to provide flexible terms to meet those needs.
- Home Equity Loans
- Home Equity Lines of Credit
All of our Home Equity Loan products feature:
- FAST Approval
- Lowest Rates Available
- Automatic Debit Available
- Customization to Fit Your Financing Needs
For more information call Kevin C. Cunningham, VP/Retail Loan Officer, NMLS#710035 at 856-358-7000 ext 0523 or stop in to one of our six branch locations.
Residential Mortgages
The First National Bank of Elmer offers an extensive line of residential mortgage products comparable to any in the country, at the lowest rates available. We take pride in providing fast and friendly service. The Bank’s Mortgage Loan Department is fully staffed with seasoned professionals ready to understand your borrowing needs along with providing flexible terms to meet those needs.
- Fixed Rate Mortgages
- Conventional, U.S.D.A. and FHA Products
- Jumbo Loans
- Adjustable Rate Mortgages
- Construction Loans
- Construction to Permanent Loans
- Bridge / Swing Loans
All of our mortgage loan products feature:
- FAST Approval
- Lowest Rates Available
- Pre-Qualification Available
- Reduced Settlement Costs
- Customization to Fit Your Financing Needs
Call Kevin C. Cunningham, VP/Retail Loan Officer, NMLS#710035 at 856-358-7000, ext 0523 to solve all of your mortgage needs.
NMLS #410762
SAFE Act-NMLS Numbers
Safe Act Registration Disclosure: Secure and Fair Enforcement for Mortgage Licensing Act
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires banks mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS). A listing of the mortgage loan originators of The First National Bank of Elmer along with their respective unique identifier number can be found below:
- The First National Bank of Elmer – 410762
- Robert R. Bender – 1041930
- Timothy K. Anderson – 613859
- Ray C. Garcia – 1376879
- Michael A. Penk – 662862
- Charlene Rutherford – 718614
- Kimberly Robinson – 1460391
- Anthony Marino – 1486927
- Kevin C. Cunningham – 710035
- Julie Allen – 1376494
- Ruth C. Thibault – 1524294
- Jodie Serbeck – 1234345
- Trevor A. Watson – 748446
- Luis Maldonado – 1747032
- Lisa Vargas – 1593707
Loan Applications
- Home Equity Loan Application – For fixed rate and term home equity loans.
- Home Equity Line of Credit Application – For residential home equity lines of credit.
- Residential Mortgage Application (FNMA 1003) – For the construction, purchase or refinance of residential properties.
- Consumer Loan Application – For personal use term loans.
Lending Forms
- Personal Financial Statement – An individual statement of assets and liabilities.
- Schedule of Real Estate – A statement of real estate owned.
The First National Bank of Elmer
Loan Operations Center
PO Box 980
6 S Main Street
Elmer NJ, 08318
Loan Center Hours
Monday – Friday
8:30am – 5:00pm