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Individual Retirement Accounts

  • Individual Retirement Accounts
  • Education IRA’s
  • Roth IRA’s
  • Simplified Employee Pension (SEP’s)

IRA Certificate Accounts

*Annual Percentage Yield (APY) Effective May 17, 2022

Account Type Min. Balance to Obtain Percentage Yield Interest Rate APY*
Interest is Compounded/ Contracted
12 Month Fixed Rate IRA $100 0.30% 0.30%  Quarterly/Quarterly
18 Month Fixed Rate IRA $100 0.30% 0.30%  Quarterly/Quarterly
24 Month Fixed Rate IRA $100 0.30% 0.30%  Quarterly/Quarterly
30 Month Fixed Rate IRA $100 0.30% 0.30%  Quarterly/Quarterly
36 Month Fixed Rate IRA $100 0.45% 0.45%  Quarterly/Quarterly
48 Month Fixed Rate IRA $100 0.50% 0.50%  Quarterly/Quarterly
60 Month Fixed Rate IRA $100 0.55% 0.55%  Quarterly/Quarterly
  • Interest Rates and Annual Percentage Yield are subject to change solely at our discretion.
  • Maintenance or activity fees could reduce earnings on accounts.
  • Current rates will be quoted upon request or at the time of account opening.
  • Certificate of Deposit & IRA Certificates are subject to an early withdrawal penalty

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Money Market Account

Earn over 57x the national average for checking by meeting requirements.

  • Earn up to 4.01% APY on valances up to $20,000
  • Pair with Bonus Rate Savings and earn up to 2.01% APY on savings balances up to $10,000

Statement Savings Account

Best for frequent debit card users who want to earn up to 4x the national average for interest-bearing savings.

  • Earn up to 2.01% APY on balances up to $10,000
  • Enable Round Up Savings automatic next-dollar deposits
  • $50 minimum to open
  • No monthly service fee

Super Now Checking Account

This account is best for earning interest on larger account balances.

  • Earn more as your balance grows with tiered interest rates
  • Enjoy unlimited check writing