Home Equity Loans

Home Equity Loans

The First National Bank of Elmer offers a complete line of loan products available, at the lowest rates available. We take pride in providing fast and friendly service. The Bank’s Loan Department is fully staffed with experienced professionals ready to understand your borrowing needs and to provide flexible terms to meet those needs.

Your Home’s Equity Could Be Working Harder For You
Leveraging the equity in your home is a great way to borrow money at a secure, low rate. A Home Equity Loan or Home Equity Line of Credit (HELOC) can help you pay for any number of large purchases or projects. From higher education tuition costs to home improvement to unexpected medical expenses, these lending products from The First National Bank of Elmer can give you the financial breathing room you need.

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Fixed Rate Home Equity

Same payment amounts each month with set Term and lump sum payout

  • Local Lenders
  • Fast Approval
  • Uses the Equity in your Home to Secure Debt
  • Competitive Rates and
  • Fixed Term
  • Fixed Monthly Payment Amount
  • Auto Payment Option Available
  • Loan Proceeds Paid in One Amount

Home Equity Line of Credit (HELOC)

A HELOC works like a revolving line of credit, where you can borrow funds, repay them, borrow again up to your approved credit limit. You only pay interest on the amount you use, making it a cost-effective option for ongoing or variable expenses.

  • Local Lenders
  • Fast Approval
  • Uses the Equity in your Home to Secure Debt
  • Competitive Rates and
  • Fixed Term
  • Variable Monthly Payment Amount
  • Auto Payment Option Available
  • Repetitive borrowing up to your credit limit
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SAFE Act-NMLS Numbers

Safe Act Registration Disclosure: Secure and Fair Enforcement for Mortgage Licensing Act

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires banks mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS). A listing of the mortgage loan originators of The First National Bank of Elmer along with their respective unique identifier number can be found below:

  • The First National Bank of Elmer - 410762
  • Julie Allen – 1376494
  • Timothy K. Anderson - 613859
  • Robert R. Bender - 1041930
  • Kevin C. Cunningham - 710035
  • Ray C. Garcia - 1376879
  • Michael P. Madison – 466889
  • Luis Maldonado - 1747032
  • Anthony Marino - 1486927
  • Michael A. Penk - 662862
  • Kimberly Robinson – 1460391
  • Charlene Rutherford – 718614
  • Jodie Serbeck - 1234345
  • Ruth C. Thibault - 1524294
  • Lisa Vargas - 1593707
  • Trevor A. Watson – 748446