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First National Bank of Elmer

Certificates of Deposit

Term Investment

We all know that hard work pays off, but it’s equally important to make your hard-earned money work for you. Grow your money safely with a Certificate of Deposit.

Lock-in interest and watch your money grow

  • Terms Available From 91 days to 60 months
  • Interest Compounded Monthly
  • Most Automatically Renew at Maturity
  • Rates Listed Below are subject to change at the Bank’s Discretion
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Current Rates

Certificates of Deposit

*Annual Percentage Yield (APY) Effective December 6, 2024

Account Type Min. Balance to Obtain Percentage Yield
 Interest Rate APY* Interest is Compounded/ Contracted
91 Days $10,000 0.05% 0.05%  Monthly/Monthly
182 Days $500 0.15% 0.15%  Monthly/Monthly
9 Months $10,000 2.96% 3.00%  Monthly/Monthly
11 Months $10,000 3.74% 3.81%  Monthly/Monthly
12 Months $500 0.30% 0.30%  Monthly/Monthly
18 Months $500 0.30% 0.30%  Monthly/Monthly
24 Months $500 0.30% 0.30%  Monthly/Monthly
30 Months $500 0.30% 0.30%  Monthly/Monthly
36 Months $500 0.45% 0.45%  Monthly/Monthly
48 Months $500 0.50% 0.50%  Monthly/Monthly
60 Months $500 0.55% 0.55%  Monthly/Monthly
  • Interest Rates and Annual Percentage Yield are subject to change solely at our discretion.
  • Maintenance or activity fees could reduce earnings on accounts.
  • Current rates will be quoted upon request or at the time of account opening.
  • Certificate of Deposit & IRA Certificates are subject to an early withdrawal penalty